When you have glass coverage on your auto insurance, you will be protected against a variety of things, including chips, cracks, fallen branches, and much more. In some cases, this coverage may only include the side and rear windows, not the windshield. Before getting a windshield replacement and filing it through insurance, it is important to determine what kind of coverage you have.
In some cases, getting your windshield repaired or replaced may not be worth filing a claim as the deductible may be more than the cost of the repair. For example, if you have a deductible of $250, and the windshield is going to cost $280 to replace, then you will have to pay $220. If you have a deductible of $500, then you will be left paying for the whole repair.
In these cases, it might be better not to go through your insurance. Weigh the options and discuss it with your insurance agent to determine the best route. We work with most insurance agents to get your windshield replacement completed. Contact us today for more information on auto glass and windshield replacement in the Matthews, NC and Fort Mill, SC areas.